Meet Billy —
your trader & banker agent.

or

Self-custodial · Your keys, your coins.

Billy

your trader & banker

online
hey billy, what's hot today?
Self-custodial · Always open source

Banking without
the bank.

USD.NET is a self-custodial wallet to receive, send, swap and hold USD stablecoins on any blockchain network. Access dApps that make spending stables easy: Mastercard®, USDT cashback, IBAN payments and Buy USDT.

Create WalletImport Wallet
github.com/usdnet — always open source
dApp · Trade

Wall Street, on-chain.

Buy tokenized stocks, treasuries, money-market funds, yield-bearing cash and gold — backed 1:1 by the underlying asset held with regulated custodians. One tap. Self-custodial. 24/7.

Live · Wrapped Assets
TSLAxTesla+2.41%
AAPLxApple+0.86%
NVDAxNVIDIA+3.12%
MSFTxMicrosoft-0.42%
GOOGLxAlphabet+1.07%
AMZNxAmazon+0.55%
METAxMeta-1.18%
COINxCoinbase+4.62%
MSTRxStrategy+5.94%
SPYxS&P 500+0.31%
QQQxNasdaq 100+0.78%
PAXGGold+0.22%
OUSGUS T-Bill+0.01%
USDYYield Cash+0.04%
TSLAxTesla+2.41%
AAPLxApple+0.86%
NVDAxNVIDIA+3.12%
MSFTxMicrosoft-0.42%
GOOGLxAlphabet+1.07%
AMZNxAmazon+0.55%
METAxMeta-1.18%
COINxCoinbase+4.62%
MSTRxStrategy+5.94%
SPYxS&P 500+0.31%
QQQxNasdaq 100+0.78%
PAXGGold+0.22%
OUSGUS T-Bill+0.01%
USDYYield Cash+0.04%
1-click buy orders
Tap a ticker, confirm, done.
Trade 24/7
Markets never close on-chain.
Instant settlement
Filled and in your wallet on-chain.
Self-custodial
1:1 backed, your keys, your assets.
Open Trade dAppHeld with regulated custodians
Top 10 Today

Most traded Today.

Tokenized 1:1 by regulated issuers. Buy with USDT in seconds.

See all
dApp · Mastercard®

The mastercard® for
your crypto.

Top up in USDT, USDC, BTC, ETH, SOL, BNB or TRX — spend it anywhere Mastercard is accepted. Self-custodial wallet. A premium physical card shipped to your door.

Virtual$1Physical$39
Get Physical Card — $39
Self-custodial walletNo app store180+ countriesApple WalletSoonGoogle Wallet
Popular dApps on USD.NET

dApps for all banking services.

Make your self-custodial USDT easy in everyday life — pay any IBAN, create a mastercard®, and frictionless top up buy USDT.

dApp

Pay to IBAN

Send USDT from your self-custodial wallet and we wire fiat — USD, EUR, GBP, SEK and more — to any traditional bank account in the world. Pay rent, invoices, suppliers or family without ever leaving the wallet. SEPA in the EU, SWIFT everywhere else.

  • Pay any IBAN or SWIFT/BIC account
  • USD, EUR, GBP, SEK, NOK, DKK, CHF and more
  • Sign with your local eID — no bank account needed
Open dApp
dApp

Cashback

Get rewarded in real US dollars for shopping you already do. Eligible purchases at partner brands earn USDT cashback that lands directly in your self-custodial wallet — no points, no expiry, no middleman.

  • Paid in USDT, not points
  • Settled within minutes of confirmation
  • Check unclaimed rewards by email anytime
Open dApp
dApp

Buy USDT

Top up your wallet from your bank in a few clicks. Pay with SEPA, Swish, SOFORT, IBAN/SWIFT wire and many other local rails — USDT lands directly in your self-custodial wallet, no exchange account required.

  • SEPA · Swish · SOFORT · IBAN/SWIFT wire
  • Local payment methods across the EU and UK
  • USDT delivered straight to your wallet
Open dApp
How it works

Crypto Enabled Dollars.

STEP 1

Self-custodial wallet

No phone, no documents. Create your self-custodial wallet and you're in.

STEP 2

Access any chain & dApp

Send, Receive, Swap, Email USDT, USDC, BTC, ETH, SOL, BNB or TRX. And run any dApp.

STEP 3

Tap, swipe, spend

Use your Mastercard online or in-store, anywhere in 180+ countries.

dApp — Cashback
Cashbacks paid in USDT

Check for USDT Cashbacks

Find your unclaimed USDT Cashback Rewards across hundreds of brands — shopping, gaming, travel and more.

1,154,456 Cashbacks claimed Instant lookup 60+ brands
Why USD.NET

The friction-free way to spend crypto.

FeatureUSD.NETRedotPayTraditional bank
Self-custodial wallet
No app store required
Top up in 7+ chains
Cashback on everyday spend
Mastercard accepted globally

Questions, answered.

Which chains can I top up from?

USDT and USDC on Solana, Ethereum, BNB Chain and Tron, plus native BTC, ETH, SOL, BNB and TRX.

Do I need to download an app?

No. USD.NET is a web app — add your virtual card to Google Wallet today (Apple Wallet support coming soon).

Where can I use the card?

Anywhere Mastercard is accepted, online and in-store, in 180+ countries.

How does cashback work?

Eligible purchases earn rewards from our partner brands. Check your email for pending cashback any time.

Ready to spend your stablecoins?

Create or import a wallet and order your card in under a minute.

Get my card