Send money abroad
Ranked routes for the ten largest remittance corridors, with the stablecoin route priced as a first-class option instead of a footnote.
Open the corridor tables →Moving money across currencies
Every route compared, including the on-chain one. Cross-border money has two prices — the fee you are shown and the exchange-rate margin you are not. We separate them, on every corridor and every platform.
USD / EUR mid-market
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Live feed unavailable
Typical bank FX margin
3–5%
Hidden inside the quoted rate
Global average remittance cost
6.2%
World Bank, cost of sending $200
Cheapest USD→MXN today
Airwallex
0.50% all-in on 500
Convert currencies
FX platforms compared on margin against mid-market, coverage, regulation and whether they show you the real rate at all.
Compare platforms →Non-dollar stablecoins
EURC, XSGD, BRZ and the rest — the same screener treatment, with peg deviation measured against their own currency.
Open the screener →The ten corridors we price
Why the fee is never the cost
A provider advertising a $0 transfer fee is not working for free. The earnings sit in the exchange rate: you are quoted a rate a percent or three worse than the mid-market rate, and the difference never appears as a line item. On a $500 send, a 2.5% margin costs $12.50 — more than any headline fee in this dataset. Every table here shows margin against mid-market as its own column, then ranks on the sum, because that sum is the only number that determines what arrives at the other end.
Cross-border money, answered
+ − Is sending stablecoins cheaper than Wise?
Sometimes, and not for the reason people expect. The on-chain leg is nearly free, but you pay to get in and out of the banking system at both ends. Once both ramps are counted, a fintech like Wise usually wins on well-served corridors such as USD to India, while the stablecoin route wins where the local off-ramp is competitive, where the recipient wants dollars rather than local currency, or where you need the money to move on a Sunday.
+ − Why do banks charge 3–5% for FX without showing a fee?
Because the charge is inside the exchange rate. A bank quotes you a rate worse than the mid-market rate and keeps the difference; the visible wire fee is a separate, smaller item. That is why every table on this site shows margin against mid-market as its own column — it is the number that actually determines what arrives.
+ − What is the mid-market rate?
The midpoint between the buy and sell price of a currency pair in the wholesale market — the rate you see on Google or Reuters. Nobody retail gets it exactly, but the distance between it and your quoted rate is the honest measure of what a provider charges.
+ − Does FX close on weekends?
The interbank market does, from Friday evening to Sunday evening New York time. Providers either stop converting or add a weekend surcharge. Stablecoin FX pairs keep trading through it, which is the structural advantage of the on-chain route regardless of cost.
Informational only, not financial advice. Terms, fees and availability change frequently — always verify on the provider's own site before committing funds. Some outbound links may be partner links; they never affect ranking or scoring.