Risk-adjusted APY
Yield & returnsHeadline APY discounted by the pool's durability rating, so a fragile 20% and a robust 6% can be compared on one axis.
The discount reflects the probability that the observed rate persists and that principal survives — thin depth, reward-heavy composition and unstable TVL all reduce the adjusted figure.
It is a ranking device, not a forecast. Two pools with the same adjusted number can still fail in completely different ways.
Why it matters
It is the fastest way to strip incentive noise out of a yield leaderboard.
See it in action
Related terms
USD.NET's A–E grade for how likely a pool's yield is to persist, built from depth, reward sustainability and TVL/peg stability.
Annualised return of a pool or product, usually the trailing rate as reported by the protocol. It is a backward-looking observation, not a promise.
Base APY comes from organic borrowing demand or trading fees. Reward APY comes from token emissions and is contingent on the incentive programme continuing.