DOC vs USDRIF
Dollar on Chain and RIF US Dollar, compared on the things that decide whether you get your dollar back. Live data, updated continuously.
30-day peg gap and DOC/USDRIF spread
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Dollar on Chain is a dollar-denominated token tracked across 2 chains. No verified issuer disclosure is on file, so its collateral and legal structure score conservatively.
Verdict band: Caution
RIF US Dollar is a dollar-denominated token tracked across 1 chains. No verified issuer disclosure is on file, so its collateral and legal structure score conservatively.
Verdict band: Caution
| Safety scoreComposite of collateral, peg, liquidity, issuer and track record. | ●●●●●5 of 5 | 53 | 44 | DOC |
|---|---|---|---|---|
| Collateral qualityWhat actually backs the token, and how liquid that backing is. | ●●●●●5 of 5 | 55 | 55 | Tie |
| Exit liquidityWhether you can leave at size without moving the price. | ●●●●●5 of 5 | $0.00 | $0.00 | Tie |
| Issuer & legal standingRegulatory perimeter, disclosure quality and redemption rights. | ●●●●4 of 5 | 48 | 48 | Tie |
| Peg tightness (live)Absolute distance from $1.00 right now — smaller is better. | ●●●●4 of 5 | −0.025% | −0.322% | DOC |
| Worst recorded depegHow badly the token has broken before, as a stress precedent. | ●●●●4 of 5 | None recorded | None recorded | Tie |
| Track recordYears live and behaviour through past stress events. | ●●●●4 of 5 | 53 | 53 | Tie |
| Scale / market capBigger float usually means broader venue support and tighter spreads. | ●●●3 of 5 | $2.82M | $2.26M | DOC |
| Chain reachNumber of networks where the token is natively deployed. | ●●●3 of 5 | 2 chains | 1 chains | DOC |
| Best available yieldUpside — but every extra point above T-bills is paid for with risk. | ●●2 of 5 | None | None | Tie |
"Matters" is our weighting of how much each dimension typically drives a real allocation decision. Sort any column to re-rank the tradeoffs by what matters to you.
The short answer
DOC scores higher on safety (53 vs 44), driven mainly by collateral quality and disclosure. DOC has deeper tracked liquidity ($0.00), which is what determines whether you can exit at size.
If both are fiat-reserve tokens, note that holding both is not diversification: they share the same short-dated Treasury and banking exposure. Genuine diversification means mixing collateral structures.
Which one fits your goal: DOC or USDRIF?
Capital preservation over everything else.
For park cash safely, DOC is the better fit over USDRIF.
- Safety score 53 vs 44, with collateral rated 55/100.
- Current peg deviation -0.025% against -0.322% for USDRIF.
- No material depeg recorded for DOC in our incident log.
Concentrating in one issuer is a single point of failure regardless of score. Split across collateral structures.
Key risks, side by side
DOC
- Collateral volatility: a fast drawdown in backing assets can force liquidations.
- No depeg recorded in our incident log — absence of history is not a guarantee.
- Limited public attestation of reserves.
- Chain concentration: 96% of supply sits on Rootstock.
USDRIF
- Collateral volatility: a fast drawdown in backing assets can force liquidations.
- No depeg recorded in our incident log — absence of history is not a guarantee.
- Limited public attestation of reserves.
- Chain concentration: 100% of supply sits on Rootstock.
| Metric | DOC | USDRIF |
|---|---|---|
| Category | Stablecoin | Stablecoin |
| Issuer | Undisclosed | Undisclosed |
| Jurisdiction | Not documented | Not documented |
| Collateral | crypto-backed | crypto-backed |
| Peg mechanism | crypto-backed | crypto-backed |
| Attestation | none | none |
| Redemption | market-only | market-only |
| Price | $0.9998 | $0.9968 |
| Peg deviation | −0.025% | −0.322% |
| Market cap | $2.82M | $2.26M |
| 7d supply change | −2.76% | −0.06% |
| Liquidity | $0.00 | $0.00 |
| Best yield | None | None |
| Chains | 2 | 1 |
| Launched | — | — |
| Worst recorded depeg | None recorded | None recorded |
Spread, peg gap and switching cost
- Price spread (DOC vs USDRIF)
- +29.8 bps
- $0.9998 vs $0.9968
- Peg deviation gap
- -0.297 pp
- DOC −0.025% · USDRIF −0.322%
- Yield spread
- +0.00%
- DOC — · USDRIF —
- Liquidity ratio
- —
- $0.00 vs $0.00
A round trip between DOC and USDRIF costs roughly the market spread plus venue fees. At 29.8 bps of price gap, swapping $1M implies about $3.0K of price impact before fees — usually only worth it if the peg gap or yield spread is durable, not intraday noise.
Chain coverage
DOC is live on 2 chains, USDRIF on 1. 1 chains carry both, so bridging is only unavoidable for the 1 networks where just one of them is deployed.
| Chain | DOC | USDRIF | Both available |
|---|---|---|---|
| $2.70M | $2.26M | Yes | |
| $120.5K | — | DOC only |
DOC vs USDRIF: frequently asked questions
Is DOC or USDRIF safer?
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On our composite safety score DOC rates 53/100 versus 44/100 for USDRIF. The score weighs collateral quality (crypto-backed vs crypto-backed), redemption rights, attestation quality, peg history and liquidity depth. A higher score is not a guarantee: both remain issuer-credit and smart-contract exposures, not insured bank deposits.
What is the difference between DOC and USDRIF?
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Dollar on Chain is issued by Undisclosed (Not documented), backed by crypto-backed, with redemption terms: market-only. RIF US Dollar is issued by Undisclosed (Not documented), backed by crypto-backed, with redemption terms: market-only. Attestation coverage is "none" for DOC and "none" for USDRIF.
Which has the bigger market cap, DOC or USDRIF?
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DOC is larger at $2.82M in circulating supply, against $2.26M for the other. Over the last 7 days supply moved −2.76% for DOC and −0.06% for USDRIF.
Are DOC and USDRIF trading at $1.00 right now?
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DOC trades at $0.9998 (−0.025% off peg) and USDRIF at $0.9968 (−0.322% off peg). The gap between the two is about 29.8 basis points, which is the cost you pay when rotating size between them before fees.
Has DOC or USDRIF ever depegged?
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DOC: no material depeg recorded in our incident set. USDRIF: no material depeg recorded in our incident set. Past peg behaviour under stress is the single best available proxy for how a token trades in the next crisis.
Which is better for large institutional size, DOC or USDRIF?
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For block size the constraint is exit liquidity and primary redemption, not headline supply. DOC shows deeper on-chain liquidity at $0.00 versus $0.00. Combine that with the redemption channel — DOC: market-only; USDRIF: market-only — and size trades against the primary window rather than the order book where possible.
Can I earn yield on DOC or USDRIF?
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Neither DOC nor USDRIF currently has a tracked yield venue in our dataset. Holding either in a wallet pays nothing; any advertised rate comes from lending or liquidity provision on top, with its own risk.
Which chains support both DOC and USDRIF?
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Both are deployed on 1 shared network, including Rootstock. DOC spans 2 chains in total and USDRIF spans 1. Bridged supply on a chain is not the same as natively issued supply, and it usually carries the bridge's risk rather than the issuer's.
What does it cost to switch from DOC to USDRIF?
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Budget three components: the current price spread of roughly 29.8 bps, swap or venue fees, and slippage against available depth ($0.00 for DOC, $0.00 for USDRIF). For meaningful size, redeeming with the issuer and minting the other side is often cheaper than a secondary-market swap.
Is DOC or USDRIF regulated?
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DOC is issued from Not documented with none; USDRIF is issued from Not documented with none. Regulatory status varies by your own jurisdiction and by whether the token is offered under a specific stablecoin regime, so treat this as a starting point for diligence, not legal advice.