Safety score
Regulation & issuerUSD.NET's 0–100 composite of reserve quality, attestation cadence, regulatory status, peg stability and liquidity depth. Opinionated, not a credit rating.
The score compresses five factor groups into one number so assets can be ranked consistently. It is a model output, not an upstream fact, and it is deliberately conservative: unknown inputs score neutral rather than punitive, so absence of disclosure never looks like good disclosure.
It is not a credit rating, is not issued by a rating agency, and should never be the only input to an allocation decision.
Why it matters
It makes structurally different assets comparable at a glance, then points you at the factors driving the difference.
See it in action
Related terms
An attestation is an accountant's point-in-time confirmation of reserve balances. A full audit is a broader opinion on financial statements. Most stablecoins publish the former.
What the issuer actually holds against outstanding tokens: T-bills, overnight repo, bank deposits, commercial paper, crypto collateral, or a mix.
Which regime the issuer operates under — for example EU MiCA e-money tokens, a NYDFS trust charter, or a Singapore/UAE licence — and the reserve, reporting and redemption duties that come with it.
How far the market price sits from the token's reference value, in percent. USD.NET computes it as (price − peg target) ÷ peg target.