BlackRock's tokenised US dollar institutional liquidity fund. Holds cash, Treasuries and repo, with daily NAV and same-day redemption for qualified purchasers.
Supply history
Safety score: 96/100 — Strong
Back reserves are transparent, redemption is direct, and the peg has held through stress.
Full methodology →- Collateral quality & transparency (30%)100
What actually backs the token and how often it is verified. Treasury-backed with daily or on-chain proof scores highest; unattested reserves score lowest.
- Peg stability (25%)100
Live deviation from $1.00 plus the worst historical depeg on record. A single deep depeg keeps weighing on the score.
- Liquidity depth (20%)99
Tracked on-chain pool liquidity in absolute dollars and as a share of circulating supply — how much can exit before the price moves.
- Issuer & legal structure (15%)100
Regulatory status of the issuer and whether holders have a direct redemption right or only a secondary market exit.
- Track record (10%)61
Years in production, minus documented incidents.
Issuer & structure
- Regulatory regime
- No prudential regimesource
- Issuer
- BlackRock / SecuritizeLEI529900…
- Jurisdiction
- United States (Reg D)
- Collateral
- treasuries
- Peg mechanism
- fiat-backed
- Attestation
- daily
- Redemption
- direct
- Issuer can freeze balances
- Yes — issuer can freeze balances
- Attestor
- PricewaterhouseCoopers
- Launched
- 2024
- Website
- —
Where to get BUIDL
Every venue that sells BlackRock USD, ranked by what a purchase actually costs once fees, spread and the withdrawal to your chain are counted.
Cheapest route: Transak — you receive about $981 of BUIDL from $1,000 (1.89% all-in, straight to your wallet).
| Venue | Type | Fee | Spread | Withdrawal | All-in cost | You receive | Verified | Go |
|---|---|---|---|---|---|---|---|---|
| On-ramp | 0.99% | 0.90% | direct to wallet | $19 1.89% | $981 | 2026-08-11 stale — verify at checkout Fee accurate? | Buy on Transak | |
| On-ramp | 1.00% + $4 | 1.00% | direct to wallet | $24 2.40% | $976 | 2026-08-11 stale — verify at checkout Fee accurate? | Buy on MoonPay | |
| On-ramp | 1.50% | 1.20% | direct to wallet | $27 2.70% | $973 | 2026-07-28 stale — verify at checkout Fee accurate? | Buy on Banxa |
Estimates built from published fee schedules — the final price is shown at venue checkout. Partner links never change this ranking.
Put it to work
Best rate on BUIDL from a protocol we would defend: over $100M TVL and more than a year live. Currently blackrock-buidl · Ethereum.
The tradeoff: smart-contract risk on top of issuer risk, and the rate can move any block.
All BUIDL yieldsAlternatives worth knowing
- Earning siblingUSDC 78.1% APY built in
Safety score 88 vs 96 — the yield is compensation for that gap.
Spend it
No card in our directory spends BUIDL directly. Swapping into USDC or USDT first is the usual route — factor the swap cost in.
Compare every cardBUIDL in the news
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