How we make money
Comparison sites die the moment readers suspect the rankings are for sale. So here is the revenue, itemised, next to the list of things it cannot touch.
What pays us
- Some venue links on /cards, /ramps, /neobanks, /exchanges and /buy pay us a commission when a reader opens an account. Those links carry a visible Partner link label.
- usd.net Pro subscriptions and API keys.
What does not, and never will
- Every safety score, durability rating, transparency grade and ranking position. None of them can be bought.
- Issuer pages, chain pages, the depeg archive, the LEI registry and every calculator.
- Placement in any table: rows sort on the metric you chose, never on commercial status.
The pledge, and its enforcement mechanism
Scores and rankings are computed from published methodology before any commercial conversation happens, and are recomputed on the same code path afterwards. Partner status cannot change a score, a rank or a verdict. Methodology changes are versioned and logged in public, so a score that moves can be traced to a rule that changed rather than to a deal.
The honest limit: commissions vary by venue, and a site that earns more from one product than another has an incentive we cannot fully neutralise by promising. That is why the scoring code, the weights and every methodology change are published — judge the mechanism, not the pledge.
The current scoring model is v1.3 (2026-08-19), and every change to it is dated in the methodology changelog. Operational failures are in the data-quality log and the corrections log.
How to check us
Sort any table by safety score and then by whether the row carries a partner link. If commercial status were driving order, the two would correlate. They do not, and the day they appear to, mail us and it becomes a corrections entry.