Hong Kong-issued dollar token with reserves held in regulated custodians. Liquidity is heavily concentrated on a small number of venues.
Supply history
Safety score: 61/100 — Adequate
Acceptable for most use cases, but watch collateral quality and liquidity depth.
Full methodology →- Collateral quality & transparency (30%)85
What actually backs the token and how often it is verified. Treasury-backed with daily or on-chain proof scores highest; unattested reserves score lowest.
- Peg stability (25%)66
Live deviation from $1.00 plus the worst historical depeg on record. A single deep depeg keeps weighing on the score.
- Liquidity depth (20%)24
Tracked on-chain pool liquidity in absolute dollars and as a share of circulating supply — how much can exit before the price moves.
- Issuer & legal structure (15%)54
Regulatory status of the issuer and whether holders have a direct redemption right or only a secondary market exit.
- Track record (10%)59
Years in production, minus documented incidents.
Issuer & structure
- Regulatory regime
- No prudential regimesource
- Issuer
- First Digital
- Jurisdiction
- Hong Kong
- Collateral
- fiat-reserves
- Peg mechanism
- fiat-backed
- Attestation
- monthly
- Redemption
- gated
- Issuer can freeze balances
- Yes — issuer can freeze balances
- Attestor
- Prescient Assurance
- Launched
- 2023
- Website
- —
Where to get FDUSD
Every venue that sells First Digital USD, ranked by what a purchase actually costs once fees, spread and the withdrawal to your chain are counted.
Cheapest route: Binance — you receive about $998 of FDUSD from $1,000 (0.18% all-in, delivered on BNB Chain).
| Venue | Type | Fee | Spread | Withdrawal | All-in cost | You receive | Verified | Go |
|---|---|---|---|---|---|---|---|---|
| Exchange | 0.10% | 0.05% | $0 BNB Chain | $2 0.18% | $998 | 2026-08-10 stale — verify at checkout Fee accurate? | Buy on Binance | |
| On-ramp | 0.99% | 0.90% | direct to wallet | $19 1.89% | $981 | 2026-08-11 stale — verify at checkout Fee accurate? | Buy on Transak | |
| On-ramp | 1.00% + $4 | 1.00% | direct to wallet | $24 2.40% | $976 | 2026-08-11 stale — verify at checkout Fee accurate? | Buy on MoonPay | |
| On-ramp | 1.50% | 1.20% | direct to wallet | $27 2.70% | $973 | 2026-07-28 stale — verify at checkout Fee accurate? | Buy on Banxa |
Estimates built from published fee schedules — the final price is shown at venue checkout. Partner links never change this ranking.
Put it to work
No yield on FDUSD currently clears our vetting bar ($100M+ TVL, 1yr+ track record). Rates below that bar exist — see the yield hub for the unvetted list and why we separate them.
Alternatives worth knowing
Spend it
- Binance Card
Up to 8% with the largest BNB holdings; ~1% at the base level
Visit Binance Card
Incident history
- 2025-04Solvency allegations−8.7%
FDUSD in the news
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