DEGIRO
European workhorse. Cheap per trade, no fractional shares, and a bank licence behind the custody — the conservative European choice.
How the score is built
- Regulation & protection (40%)86
- Pricing transparency (25%)80
- Track record (20%)82
- Product breadth (15%)76
Weighted per the methodology. Affiliate status never affects the score.
The details that cost money
- Options
- €0.75 per contract
- Fractional shares
- No
- Account minimum
- €0
- Jurisdictions
- EEA (flatexDEGIRO Bank)
- Investor protection
- German deposit protection €100k + investor comp €20k
- Crypto access
- No
- Tokenized assets
- No
- Verified
- 2026-08-14
Source: published fee schedule
Incident history
No documented regulatory actions or major outages in our record. Absence of an entry means we have not found a public event, not that none exists.
DEGIRO, answered
+ − Is DEGIRO safe?
DEGIRO operates under the protection scheme listed as: German deposit protection €100k + investor comp €20k. That covers the failure of the broker, not the performance of your investments. Check which legal entity holds your account — several brokers operate different entities with different coverage per region.
+ − What does DEGIRO really charge?
Read three lines together: the commission, the currency conversion charge if you fund in a non-USD currency, and whether the broker sells order flow. For most international investors the conversion charge is the largest of the three.
Informational only, not financial advice. Terms, fees and availability change frequently — always verify on the provider's own site before committing funds. Some outbound links may be partner links; they never affect ranking or scoring.
Informational comparison only — not investment advice or a recommendation to trade.