Trading 212
The cheapest mainstream route into US stocks from Europe: no commission and a 0.15% conversion charge that it discloses on every order.
How the score is built
- Regulation & protection (40%)82
- Pricing transparency (25%)84
- Track record (20%)72
- Product breadth (15%)68
Weighted per the methodology. Affiliate status never affects the score.
The details that cost money
- Options
- n/a
- Fractional shares
- Yes
- Account minimum
- €1
- Jurisdictions
- UK, EEA
- Investor protection
- FSCS £85k (UK) / ICF €20k (BG/CY entities)
- Crypto access
- No
- Tokenized assets
- No
- Verified
- 2026-08-14
Source: published fee schedule
Incident history
- · Trading halts during high-volatility sessions in 2020-2021 source
Trading 212, answered
+ − Is Trading 212 safe?
Trading 212 operates under the protection scheme listed as: FSCS £85k (UK) / ICF €20k (BG/CY entities). That covers the failure of the broker, not the performance of your investments. Check which legal entity holds your account — several brokers operate different entities with different coverage per region.
+ − What does Trading 212 really charge?
Read three lines together: the commission, the currency conversion charge if you fund in a non-USD currency, and whether the broker sells order flow. For most international investors the conversion charge is the largest of the three.
Informational only, not financial advice. Terms, fees and availability change frequently — always verify on the provider's own site before committing funds. Some outbound links may be partner links; they never affect ranking or scoring.
Informational comparison only — not investment advice or a recommendation to trade.