Every firm serving EU and EEA users under the Markets in Crypto-Assets Regulation, with the facts that decide whether you can actually use it: who supervises the licence, what the round trip costs, how deep the book is, and which dollar tokens survived the e-money token rules.
Fees are the published retail schedule, not the volume-tier floor, and the €1,000 ramp figures are the all-in cost of an instant buy and a bank cash-out observed on the venue. 24h volume and trust score come from the venue's global book where we can map it, so a ring-fenced EU entity may trade far less than the figure shown — that is a liquidity hint, not an EU number.
| Go | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Ireland | Authorised | Spot, Perps, Fiat on-ramp, Custody, Staking | – | – | 1,655 | USDC, EURC, EURR | Listed | Open | |
| Luxembourg | Authorised | Spot, Perps, Fiat on-ramp, Custody, Staking | – | – | 667 | USDC, EURC | Listed | Open | |
| Austria | Authorised | Spot, Fiat on-ramp, Custody, Staking | – | – | 600 | USDC, EURC | Listed | Open | |
| Malta | Authorised | Spot, Fiat on-ramp, Custody, Staking | – | – | 577 | USDC, EURC | Listed | Open | |
| Netherlands | Authorised | Spot, Fiat on-ramp, Custody, Staking | – | – | 440 | USDC, EURC | Listed | Open | |
| Malta | Authorised | Spot, Fiat on-ramp, Custody | – | – | 350 | USDC, EURC | Delisted in EEA | Open | |
| Luxembourg | Authorised | Spot, Perps, Fiat on-ramp, Custody | – | – | 298 | USDC, EURC | Listed | Open | |
| Austria | Authorised | Spot, Fiat on-ramp, Custody | – | – | 133 | USDC, EURC | Delisted in EEA | Open | |
| Austria | Authorised | Spot, Perps, Fiat on-ramp, Custody | – | – | 132 | USDC | Delisted in EEA | Open | |
| Malta | Authorised | Spot, Perps, Fiat on-ramp, Custody | – | – | 65 | USDC, EURC | Delisted in EEA | Open | |
| Spain | Authorised | Spot, Fiat on-ramp, Custody, Staking | – | – | – | USDC, EURC | Listed | Open | |
| Netherlands | Authorised | Spot, Fiat on-ramp, Custody | – | – | – | USDC, EURC | Listed | Open | |
| Lithuania | Authorised | Spot, Fiat on-ramp, Custody | – | – | – | USDC, EURC | Listed | Open | |
| Germany | Authorised | Spot, Custody | – | – | – | None | Delisted in EEA | Open | |
| Germany | Authorised | Spot, Custody | – | – | – | EURC | Listed | Open | |
| Germany | Authorised | Spot, Fiat on-ramp, Custody | – | – | – | None | Listed | Open | |
| Estonia | Authorised | Spot, Fiat on-ramp, Custody, Staking | – | – | – | USDC, EURC | Listed | Open | |
| France | Authorised | Spot, Fiat on-ramp, Custody, Staking | – | – | – | USDC | Listed | Open | |
| Denmark | Authorised | Spot, Custody, Staking | – | – | – | USDC | Listed | Open | |
| Malta | Authorised | Spot, Fiat on-ramp, Custody | – | – | – | USDC | Listed | Open | |
| Luxembourg | Authorised | Spot, Custody | – | – | – | USDC | Listed | Open | |
| France | Authorised | Spot, Fiat on-ramp, Custody | – | – | – | USDC | Listed | Open | |
| Lithuania | Authorised | Spot, Fiat on-ramp, Custody | – | – | – | USDC | Delisted in EEA | Open | |
| Not confirmed | Reported | Spot, Custody, Staking | – | – | – | USDC | Listed | Open | |
| Netherlands | Authorised | Fiat on-ramp | – | – | – | USDC, EURC | Listed | Open | |
| Lithuania | Authorised | Spot, Fiat on-ramp, Custody | – | – | – | USDC | Listed | Open | |
| Netherlands | Authorised | Spot, Fiat on-ramp, Custody | – | – | – | USDC, EURC | Listed | Open | |
| Not confirmed | Reported | Spot, Fiat on-ramp | – | – | – | USDC | Listed | Open | |
| Not confirmed | Reported | Spot, Fiat on-ramp | – | – | – | USDC | Listed | Open | |
| Cyprus | In application | Spot | – | – | – | None | Unknown | Open | |
| Not confirmed | Reported | Fiat on-ramp | – | – | – | None | Unknown | Open |
Payward Europe Digital Solutions (IE) Ltd · Ireland · Central Bank of Ireland
The deepest MiCA-licensed book for dollar pairs, and the only large venue pairing a CASP licence with a verifiable reserve proof.
Client assets segregated; Merkle proof of reserves reviewed by an independent auditor.
Register / licence page · checked 2026-08
Coinbase Europe Ltd · Luxembourg · CSSF
Passports EEA-wide from Luxembourg. Natural home for USDC and EURC, both issued by an affiliate of the venue's largest stablecoin partner.
Public-company reporting plus MiCA client-asset segregation; no Merkle proof.
Register / licence page · checked 2026-08
Bitstamp Europe S.A. · Luxembourg · CSSF
Oldest EU venue still running, now inside a US brokerage group. Euro pairs are its strongest book.
Client fiat held with EU credit institutions; annual assurance report.
Register / licence page · checked 2026-08
Foris DAX MT Ltd · Malta · MFSA
Cheapest cash-out in the set, most expensive instant buy — the spread between the two is the widest of any MiCA venue we track.
Segregated client accounts; periodic third-party reserve attestation.
Register / licence page · checked 2026-08
OKcoin Europe Ltd · Malta · MFSA
Cheapest fiat rails of any MiCA venue, but the narrowest listing set — the EU entity carries a fraction of the global book.
Monthly proof-of-reserves snapshot on the global entity; EU entity segregates client assets.
Register / licence page · checked 2026-08
Bybit EU GmbH · Austria · FMA Austria
Built as a clean-room EU entity rather than a passported branch, so balances do not move with the offshore book.
Separate EU entity with segregated client assets; global proof-of-reserves page.
Register / licence page · checked 2026-08
Gate Europe Ltd · Malta · MFSA
Flat 0.1% both sides — the only venue here that does not charge takers more than makers.
Global Merkle proof of reserves; EU entity segregates client fiat.
Register / licence page · checked 2026-08
Bitvavo B.V. · Netherlands · AFM
The stichting structure is the strongest client-asset separation of any venue in this table — assets sit outside the operating company.
Client assets held by a separate Dutch foundation (stichting).
Register / licence page · checked 2026-08
Backpack EU GmbH · Austria · FMA Austria
Newest perp venue with an EU licence; the book is thin but the fee schedule matches offshore pricing.
Segregated client assets under the Austrian CASP licence.
Register / licence page · checked 2026-08
Bitpanda GmbH · Austria · FMA Austria
Broker model rather than an order book, so the quoted spread — not the fee — is the real cost.
Client assets segregated; also holds an Austrian e-money and securities licence.
Register / licence page · checked 2026-08
Bit2Me MoneyTech / Bit2Me Trading · Spain · CNMV
The largest Spanish-domiciled venue and one of the first CASP approvals issued by the CNMV.
Client fiat held at Spanish credit institutions; separate e-money entity.
Register / licence page · checked 2026-08
Finst B.V. · Netherlands · AFM
Flat 0.15% and no deposit fee on SEPA — the cheapest euro-in, euro-out combination among Dutch venues.
Assets held by a separate custody foundation.
Register / licence page · checked 2026-08
Revolut Digital Assets Europe UAB · Lithuania · Bank of Lithuania
Zero maker fee and a banking licence in the same group — the shortest path from a euro current account to a dollar token.
Client assets segregated; sits alongside a licensed EU bank in the same group.
Register / licence page · checked 2026-08
Trade Republic Bank GmbH · Germany · BaFin
A bank first and a crypto venue second. No stablecoin trading, but euro cash sits under deposit protection.
Full German banking licence; crypto held in custody by a licensed custodian.
Register / licence page · checked 2026-08
Boerse Stuttgart Digital Custody / Exchange GmbH · Germany · BaFin
Infrastructure rather than a retail app — most German bank crypto offerings route here underneath.
Regulated exchange operator and licensed custodian; assets held off balance sheet.
Register / licence page · checked 2026-08
Boerse Stuttgart Digital Exchange GmbH · Germany · BaFin
Retail front end of the Stuttgart exchange group. Cost is in the spread, not a visible fee.
German exchange group custody; client cash at a partner bank.
Register / licence page · checked 2026-08
Kriptomat OÜ · Estonia · Finantsinspektsioon
Broad language coverage across CEE markets that the large venues under-serve.
Client fiat at EEA credit institutions; third-party custody.
Register / licence page · checked 2026-08
SwissBorg Solutions OÜ / SwissBorg France · France · AMF
Wealth-app pricing: the headline fee is high but drops sharply with the in-app token tier.
Client assets held with third-party custodians; monthly asset report.
Register / licence page · checked 2026-08
Bitcoin Suisse Europe A/S · Denmark · Finanstilsynet
Private-client desk pricing rather than retail exchange pricing; sizeable tickets negotiate.
Cold storage custody under a Danish CASP licence.
Register / licence page · checked 2026-08
eToro (Europe) Ltd · Malta · MFSA
Equities and crypto in one account, which is why its dollar exposure is often held as cash rather than tokens.
Investment firm and CASP licences in the same entity; client money rules apply to cash.
Register / licence page · checked 2026-08
Swissquote Bank Europe S.A. · Luxembourg · CSSF
One of only two full banks in this table. You pay bank pricing for bank protections.
EU bank with deposit protection on cash balances.
Register / licence page · checked 2026-08
Blockchain Access Europe · France · AMF
Wallet-first business; the exchange exists mostly to feed the wallet.
Segregated client accounts under the French CASP regime.
Register / licence page · checked 2026-08
Robinhood Europe UAB · Lithuania · Bank of Lithuania
Brought US-style zero-commission framing to the EU, with the cost moved into the spread.
Client assets held with third-party custodians; US parent is a public company.
Register / licence page · checked 2026-08
Nexo (EU entity) · Not confirmed · Announced CASP authorisation, register entry not confirmed
Yield-bearing accounts sit outside the CASP perimeter. That balance is a loan to the platform, not a custody position.
Third-party custody with attestation; yield products carry issuer credit risk.
Register / licence page · checked 2026-08
MoonPay Netherlands B.V. · Netherlands · AFM
Pure on-ramp. The cost is entirely in the quoted rate, and it is the widest of the ramps we track.
No custody — funds pass straight to the destination wallet.
Register / licence page · checked 2026-08
Neverless UAB · Lithuania · Bank of Lithuania
Zero explicit trading fee with the cheapest observed cash-out — the cost lives in the execution spread.
Client funds at EEA credit institutions.
Register / licence page · checked 2026-08
Tothemoon B.V. · Netherlands · AFM
Small Dutch venue built around the stichting custody model that Bitvavo popularised.
Assets held by a separate Dutch custody foundation.
Register / licence page · checked 2026-08
Venga Digital · Not confirmed · Announced CASP authorisation, register entry not confirmed
Consumer app with app-store style pricing. Treat the authorisation claim as unverified until a register entry appears.
Not published.
Register / licence page · checked 2026-08
Wave Digital · Not confirmed · Announced CASP authorisation, register entry not confirmed
1% flat pricing aimed at first-time buyers.
Not published.
Register / licence page · checked 2026-08
Trading 212 Markets Ltd · Cyprus · CySEC
Broker extending into crypto under MiCA. Listed here because EU users already hold dollar cash there.
Investment-firm client money rules on cash; crypto scope pending.
Register / licence page · checked 2026-08
Strike Europe · Not confirmed · Announced EU expansion under MiCA
Bitcoin-first payments app; relevant to dollar users only as a euro-in rail.
No custody on the payments flow.
Register / licence page · checked 2026-08
It covers conduct and custody, not price. An authorised CASP must segregate client assets from its own, publish a fee schedule, disclose conflicts, and answer to a named regulator in one member state that passports the licence across the EEA. Nothing in MiCA guarantees a token holds its peg or that a venue stays solvent.
MiCA's e-money token rules require an authorised EU issuer for any token marketed as a stable claim on a currency. Tether has not sought that authorisation, so several venues removed EEA trading rather than risk offering an unauthorised EMT. USDC and EURC, issued through a licenced French entity, were unaffected.
Usually not on headline fees. The MiCA set clusters between 0.1% and 1% on spot, against 0.02–0.1% offshore. What you buy is a supervised entity, segregated assets, and a complaints route that ends at a regulator instead of a support ticket.
It decides who supervises the firm and how quickly complaints get handled, but the licence passports EEA-wide, so a Maltese or Irish CASP can serve a German resident. Supervisory intensity does vary, which is why we show the regulator rather than only the flag.
Rows are checked against national registers and each venue's own fee schedule, and marked authorised only when a named regulator has published or confirmed the licence. Anything a firm has announced without a register entry stays flagged as reported.
Related: the MiCA regime explained · MiCA-compliant stablecoins · exchanges on proof of reserves · on and off-ramps
Informational only, not financial advice. Terms, fees and availability change frequently — always verify on the provider's own site before committing funds. Some outbound links may be partner links; they never affect ranking or scoring.