Dollar account yields
Yields on crypto-friendly dollar accounts, alongside the only question that matters in a failure: whether deposits are insured.
Where can I earn yield on a dollar account?
12.00%
top advertised rate — Nexo Account
The highest advertised yield among the 10 dollar-account providers usd.net tracks is 12.00% at Nexo Account. 4 of 10 providers offer some form of deposit insurance; the rest are safeguarding arrangements, which behave very differently in an insolvency, as of 02 Oct 2026 (usd.net).
Formula: Dollar account yields is computed live from the dollar accounts dataset (account yield, deposit insurance, regulator).
Sources: Dollar accounts · updated 7 min ago
Advertised yield and insurance
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Advertised yield and insurance
| Provider | Max yield |
|---|---|
| Nexo AccountNone — this is a lending relationship, not a deposit | 12.00% |
| Wirex AccountNone; safeguarded funds | 6.00% |
| MercuryFDIC pass-through, extended via sweep networks well beyond $250k | 4.50% |
| WiseNone — customer funds are safeguarded in segregated accounts instead | 4.30% |
| DakotaNone — balances are stablecoin holdings, backed by T-bill collateral | 4.20% |
| Xapo BankGibraltar deposit protection up to the scheme limit on USD deposits | 4.10% |
| RevolutUp to €100,000 under the Lithuanian deposit guarantee scheme for EU bank accounts | 4.00% |
| JunoFDIC pass-through insurance on the fiat balance via the partner bank | 2.00% |
| DeelNone on the platform balance | 0.00% |
| BVNKNone; safeguarded client funds | 0.00% |
Cite this figure
Source: usd.net — Dollar account yields. https://usd.net/stats/dollar-account-yields