Cheapest fiat on-ramp
All-in cost of converting $10,000 of fiat into stablecoins by bank transfer, including the FX spread most ramps hide.
What is the cheapest way to buy stablecoins with fiat?
$0
per $10,000 by bank transfer via Circle Mint
The cheapest tracked bank-transfer on-ramp costs about $0 per $10,000 converted at Circle Mint, once the FX spread is counted alongside the headline fee. Card purchases cost several times more at every venue, as of 03 Oct 2026 (usd.net).
Formula: Cheapest fiat on-ramp is computed live from the on & off-ramps dataset (percentage fee, flat fee, FX spread, all-in cost).
Sources: On & off-ramps · updated 26 min ago
All-in cost per $10,000 by bank transfer
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All-in cost per $10,000 by bank transfer
| Ramp | Total cost |
|---|---|
| Circle Mint0% fee + 0% FX spread | $0 |
| Coinbase0% fee + 0.15% FX spread | $15 |
| Kraken0.2% fee + 0.1% FX spread | $30 |
| Bridge0.1% fee + 0.2% FX spread | $30 |
| Bitstamp0.3% fee + 0.15% FX spread | $45 |
| Bitso0.65% fee + 0.5% FX spread | $115 |
| Binance P2P0% fee + 1.5% FX spread | $150 |
| Ramp Network0.99% fee + 0.6% FX spread | $159 |
| Transak0.99% fee + 0.9% FX spread | $189 |
| MoonPay1% fee + 1% FX spread | $200 |
Cite this figure
Source: usd.net — Cheapest fiat on-ramp. https://usd.net/stats/cheapest-fiat-onramp